Ambrish Verma is a Product Leader and Entrepreneur with experience in growing consumer and enterprise businesses at scale. Currently, he’s Senior Director and Head of Product at Credit Karma, though began as Director of Product Management. Ambrish lead the Product Teams for Data Science and Platform - Building Machine Learning based Recommendation System for consumers across a full spectrum of financial services products, and Personal Loans - Building the largest Loans marketplace to provide consumers personalized and transparent options, and a frictionless shop experience. Prior to these roles, he was Cofounder and CTO of Zoi Health; a Smart Health Coaching Application. Beginning of Ambrish’s career, he lent his expertise for 9 years at Microsoft and led Product Management and Marketing Strategy for Local and Mobile advertising business by delivering various innovative mobile and local monetization products from ideation to global expansion. After, he worked as Senior Director of Product, Mobile Service and Monetization; leading a global team of PMs and driving product strategy for mobile services and monetization for games across major platforms (iOS, Android and Windows Phone). Arbrish has a Master of Science in Computer Science from University of Southern California, and a Master of Business Administration from University of California, Berkeley.